|

|
Choosing the right banking program is as much a part of financial
planning as investing. As such, The Oxford Group is proud to offer
both traditional banking services, such as checking and savings accounts,
as well as accounts that can be designed to automatically sweep funds
to and from your brokerage account, through Raymond James Bank, FSB*,
a wholly-owned subsidiary of Raymond James Financial.
In addition, The Oxford Group can coordinate a variety of specialized
services for businesses and those with significant assets through
Raymond James Private Banking.
Private and commercial banking services include:
- First mortgage loans,
- 1The Dual Advantage MortgageŽ,
- Libor-based mortgages,
- Home equity loans,
- Personal lines of credit,
- Standby letters of credit,
- Commercial lines of credit,
- Commercial real estate loans,
- Certificate of deposit loans,
- Residential lot loans,
- Securities lending,
- Yacht loans,
- Deposit accounts,
- Small business checking,
- Commercial checking,
- Personal checking and
- Online billpay.

The Dual Advantage Mortgage® program is not suitable
for everyone. A loan client may be at risk of losing money in their
collateral account due to market volatility. This may require the
deposit of additional equity into the collateral account, which could
result in further losses. Though RJBank will typically contact the
client or their Financial Advisor prior to liquidating pledged assets,
RJBank reserves the right to sell pledged assets of its choosing without
contacting the client, if needed to maintain equity in the collateral
account. Trading in the collateral account is permissible provided
that minimum balance requirements are maintained.
Products, terms and conditions subject to change.
Subject to standard credit criteria. Property insurance required.
Flood insurance may be required. Raymond James & Associates, Inc.
and Raymond James Financial Services, Inc. are affiliated with Raymond
James Bank, FSB, member FDIC, a federally chartered savings bank.
Unless otherwise specified, products purchased from or held at affiliated
Raymond James Financial, Inc. companies are not insured by the FDIC,
are not deposits or other obligations of Raymond James Bank, FSB,
are not guaranteed by Raymond James Bank, FSB and are subject to investment
risks, including possible loss of the principal invested.
|
|
|